Atlas Crest works with carriers, MGAs, and businesses of every kind — premium audits and loss-control inspections for the insurance industry, and custom AI automation for anyone whose week is eaten by busywork.
Each line stands on its own, and all of them are held to the same standard: thorough work, returned on a steady schedule.
We verify the exposures a commercial policy is priced on — payroll, sales, and units — against what actually happened during the policy period, then return a clean, defensible file.
Onsite fire, life-safety, and hazard surveys that document how a risk is protected and managed — with photographs and practical recommendations that help the insured prevent claims.
Property and underwriting inspections that capture what a building actually is — construction, occupancy, protection, exposure, and replacement-cost detail — documented cleanly for the underwriting file.
We build custom AI systems that take over the busywork — reading and filing incoming documents, drafting emails and follow-ups, keeping records current, and tracking where every job stands. Built on the same systems that run our own back office every day.
The major commercial lines, with the right rating basis for each.
Verifying payroll exposures, class code assignments, owner and officer treatment, subcontractor coverage, and the standard exceptions that apply.
For policies premium-rated on gross receipts or sales. Review of sales summaries, profit and loss statements, ledger detail, and contract labor records.
Commercial auto, garage operations, and policies that combine payroll, sales, and unit exposures. The audit is tailored to what the policy actually rates on.
Three ways the audit can happen. The right one depends on the policy, the business, and what the carrier asked for.
We come to your place of business. The most thorough method, scheduled around your calendar with plenty of time to gather records.
You send records to us electronically; we complete the audit from the documents. Common for smaller policies.
A scheduled meeting with you, paired with records review. Direct contact without requiring travel.
Tell us what you need and we'll point you to the right place.
