Privacy Policy.

Who we are.

Atlas Crest LLC ("Atlas Crest," "we," "us," or "our") is a Florida-based premium audit firm. This policy explains what information we collect, how we use it, and the choices you have.

Information we collect.

We collect information directly from the people and businesses we work with — primarily policyholders, insurance carriers, MGAs, and their agents. This typically includes:

• Business contact information (name, title, company, email, phone)
• Audit records you provide (payroll registers, tax filings, sales summaries, certificates of insurance, and similar documents)
• Correspondence with us by email, phone, or SMS
• Scheduling and appointment information

How we use information.

We use the information you share with us solely to perform the premium audit work we've been engaged to do. That includes:

• Scheduling and conducting audits
• Communicating with policyholders, carriers, MGAs, and agents about an open audit
• Preparing and delivering audit results to the engaging carrier or MGA
• Maintaining our internal records of work performed

How we share information.

Audit findings and supporting records are shared with the insurance carrier or MGA that engaged us, and with their authorized intermediaries (for example, Davies, the parent network we sub-contract through). We do not sell personal information, and we do not share it with anyone outside the chain of engagement for that specific audit.

We may disclose information when required by law, court order, or legitimate regulatory request.

SMS messaging.

Atlas Crest may communicate with policyholders, agents, and carrier contacts by SMS for matters related to an active audit — appointment reminders, scheduling, records follow-up, and similar.

Mobile information and consent to receive SMS are not shared with, or sold to, any third party or affiliate for marketing purposes.

• SMS is used only for audit-related communication with people who have given us their number in that context.
• Message frequency varies based on the activity on your audit.
• Message and data rates may apply, depending on your carrier.
• You can opt out of SMS at any time by replying STOP. For help, reply HELP.
• Carriers (including but not limited to AT&T, T-Mobile, Verizon) are not liable for delayed or undelivered messages.

Data security.

We treat audit records as confidential. Documents and communications are stored on access-controlled systems and shared only with the audit's chain of engagement. We do not retain audit records longer than is reasonably necessary to complete and close the audit, or as otherwise required by our engagement agreements.

Children's privacy.

Our services are for businesses and insurance professionals. We do not knowingly collect information from anyone under 18.

Changes to this policy.

We may update this policy from time to time. The effective date at the top reflects when it was last revised. Material changes will be posted on this page.

Contact us.

Questions about this policy or about how your information is handled can be sent to office@atlascrestllc.com.