Atlas Crest shield ATLAS CREST Insurance Services Contact us

For businesses

Your paperwork decides your premium.

Two services, one purpose: that the number on your audit reflects the work you actually did. We keep the subcontractor file current all year, then hand the auditor a record that holds up.

Start a compliance review

Service 01

Certificates, tracked by someone whose job it is.

Most certificate problems are not refusals. They are lapses nobody was watching — a policy that ended three weeks into a six-week job, a general liability certificate covering a trade the policy excludes.

We take the vendor list, chase every document ourselves, and read each one against the work it is supposed to cover. You get a current status whenever you ask for it.

Start a compliance review
What we check on every certificate
+Policy term covers the period the work was performed
+Coverage matches the trade, not just the vendor name
+Limits meet what your own contract requires
+Additional insured and waiver of subrogation present where needed
+Exclusions and endorsements read in full
+Cancellations caught and escalated the day we learn of them

What you have at any moment

Current status

Who is compliant, who is expiring, who has never sent anything.

Advance notice

Renewals pursued before the expiry date, not after it.

A complete file

Certificates indexed to the payments they cover, ready to hand over.

A person

Judgment calls are approved by someone who has worked audits.

Service 02

Prepared the way an auditor asks for it.

An audit is a records exercise. Disorganized records take longer, invite assumptions, and assumptions rarely land in your favor.

We assemble the file in the auditor's order, flag anything they will question, and tell you plainly where you are exposed before they do.

My audit is scheduled →
What we assemble before the auditor arrives
+Payroll split by class code, with the basis documented
+Overtime reduced to straight time where the rules allow
+Subcontractor payments matched to certificates
+Officer and owner exclusions supported in writing
+Casual labor and 1099 payments accounted for
+A written summary of what the auditor will see and why

Handled remotely, wherever you are.

Certificate tracking and audit preparation are records work, handled remotely — so where you are does not decide whether we can take it on.