For carriers, MGAs & vendor networks
Field work that comes back complete the first time.
Audits and inspections handled by someone who has worked the file from the carrier's side. Documented, photo-supported, and returned in a form your underwriter can close without a second request.
Service 01
Premium audits, verified against the rating basis.
Workers' compensation, general liability, and specialty commercial lines. We verify payroll, sales, and unit exposures against what the policy actually rates on — then explain the variance in language the insured can follow.
Physical, virtual, and mail audits. Disputed and reopened files welcome.
Discuss volume & territoryService 02
Loss control that a policyholder can act on.
Onsite fire, life-safety, and hazard surveys. We document how the risk is protected and managed today, photograph what matters, and separate what is required from what is advisable.
Recommendations are written to be completed, not filed — specific, priced in effort, and tied to the exposure they reduce.
Service 03
Commercial property inspections, captured for underwriting.
COPE data, replacement-cost detail, occupancy, and condition — measured and photographed onsite, then written up so the underwriter is not guessing at what the building actually is.
Construction
Frame, walls, roof covering and deck, year built, and any additions.
Occupancy
Actual use by tenant and area, including anything not on the application.
Protection
Sprinklers, alarms, hydrant distance, and responding department.
Exposure
Neighboring risks, separation, and site conditions around the building.
Need a territory covered?
We attend assignments ourselves where we can and place the rest with vetted independent inspectors, administering the file either way.